Moving to Germany – What to Do About Insurance?
Germany is one of the most vibrant countries in the world, and due to its similar culture/infrastructure when compared to the UK, for a Brit moving to Germany shouldn’t be too much of an upheaval; however, just like with any move, whether you’re moving to France or moving to Germany, careful consideration should be paid to insurance – which will work in your favour down the line.
On one level, it is important – depending of course on the value of what you’re are taking with you – that you insure any particularly valuable item that you are taking with you, of course this isn’t just a consideration when moving to Germany – and insurance is important where ever your moving, but particularly so the further your goods are going, where loss or damage etc are more likely.
Unlike the UK, if you are moving to Germany you will require heath insurance, which will be deducted from your income over there depending on your income; however, if you are moving there from the UK on a temporary basis then there is an EU agreement that you will be covered, providing you have filed the right forms before your trip.
Of course the best way to be sure about whether you are covered or not, and if, for example, your current insurance (ie. from your own country) is applicable in Germany is to check with your provider – remember, despite the collaboration between EU countries there are still significant differences that can complicate temporary or permanent moves.